As a visionary automotive insurance coverage supplier dead-set on altering the best way automotive insurance coverage is completed, we delight ourselves on being a drive for good. However which means we’re typically serving to our fellow South Africans throughout some fairly terrible occasions… And which means we’ve seen our fair proportion of insurance coverage claims.
We’ve gathered the extra frequent and dear automotive insurance coverage claims so we will spotlight what’s taking place and how one can stop it from taking place to you.
Listed here are the biggies, in addition to recommendations on find out how to keep away from them.
Accidents attributable to distracted driving
‘That tree got here out of nowhere!’
‘I took my eyes off the street for half a second…’
‘I used to be simply altering the music when BAM!’
Do any of those sound acquainted? Likelihood is, you’ve heard family and friends describe incidents on the roads with some variation of those strains. In response to the AA, a global research revealed that round half of the contributors have been distracted by their smartphones and virtually drifted or form of swerved into one other lane. Half, guys.
The actual fact is that distracted driving is a number one reason behind automotive accidents, and it’s completely preventable. Hold the sound at an inexpensive quantity and both put your telephone on silent or flip it off earlier than you begin driving. If it’s worthwhile to make a name or ship a message, pull over to a protected place first.
It’d sound like we’re asking you to be luddites, however security first. At all times.
Harm from hitting potholes
One of many realities of driving on roads which have turn out to be riddled with holes (not not like Swiss cheese) is the injury to your tyres and wheels. It’s not nearly a burst tyre, it’s the edges, and your automotive’s suspension.
We’d go as far as to say that potholes have been the primary inspiration for the king’s tyre and rim insurance coverage, which suggests that you would be able to restore or substitute your tyres and rims with out dipping into your individual pocket.
There’s a easy trick to navigating such a declare and that’s to take it gradual and listen. In case you’ve received your eyes on the street, you may rapidly decide up that it’s in a foul state and take that as your cue to decelerate. This offers you the time and area to soundly keep away from the holes, cracks, and crevasses.
Theft (sigh)
Shock shock… Automotive theft is a giant downside in South Africa. However there are issues you are able to do to keep away from this taking place to you. Similar to at all times parking your automotive in a well-lit space and double-checking that your distant has really locked your automotive. You too can cover valuables within the boot and think about putting in a monitoring gadget.
As for these nefarious thieves who merely received’t be deterred? Properly, that’s the place we step in and have you ever lined in opposition to the price of changing your automotive.
Engine injury as a result of neglect
Issues do go improper unexpectedly, that’s true. However issues additionally go improper in the event that they’re left unchecked. That is very true of your automotive’s engine. With out common upkeep, like oil, coolant, and different fluid checks, in addition to routine providers, you possibly can end up coming to an abrupt cease. Full with a puff of smoke. You might even get into an accident consequently.
That’s a double-whammy of prices coming your means, since you’ll have your broken engine to repair, in addition to any prices associated to the accident. And you already know what? There are some situations the place engine neglect can void your insurance coverage, so that you received’t be capable of declare.
Principally, take care of your child.
Accidents attributable to driving underneath the affect
Do you know that over 60% of street accidents in South Africa are attributable to drunk driving?
The actual fact is that driving underneath the affect of medication or alcohol is prohibited and very harmful. It’s additionally a purpose for automotive insurance coverage claims to be rejected and, in some instances, on your coverage to be cancelled.
To not get too critical, however this can be a critical topic. So please, plan forward and organize for a sober driver or a ride-sharing service in the event you plan on ingesting.
Higher but, get the king’s cab. This manner, in the event you’re going out in town and know you’ll be ‘over the restrict’ once you’re able to go residence, we’ll drive you (and your automotive) safely into your individual driveway. It’s a small further price… For giant peace of thoughts.
We hope that this data was useful. Don’t overlook concerning the king’s easy low cost automotive insurance coverage choices and extras, which go well with a spread of budgets and wishes.
Simply get in contact with us, both on-line and even over WhatsApp on 0860 50 50 50
