Steps to assist hold you and your house secure when the heavy rains hit


Take into account this your pleasant reminder that summer time isn’t nearly having enjoyable within the solar. It’s additionally the season of hectic rains. (Belief us, we donned our climate goggles and checked it out.) So now we are able to say, with scientific confidence, that South Africa’s annual precipitation is 469.9mm, of which the best rainfall happens from November to March.

Slap bang throughout scorching vacation season.

We sort of like a little bit of rain to chill issues down and wash the mud away. It’s a welcome aid at occasions. However the heavy rains that wreak havoc, inflicting lack of life and widespread harm to property and infrastructure aren’t welcome. In no way.

Whereas we are able to’t do a lot to stop the downpours from coming your manner, we may be there for you with our royal house and automotive insurance coverage to cowl you towards the monetary penalties of the harm prompted.

We will additionally offer you our greatest ideas to assist forestall the flooding from damaging your property and placing your life at risk.

Shield your house earlier than the floods

Our first tip is to just be sure you have the king’s royal house insurance coverage in order that we are able to have your again if the worst ought to occur.

We’ve obtained 2 choices for you, which is complete house contents cowl and our extra reasonably priced hearth and fury cowl. Interested by our hearth and fury choice? Merely put, this covers your house towards all of the common dangers, together with storm harm, floods, and hearth. However not theft or tried theft.

Okay, again to defending your house. 

Steps to observe earlier than the rains hit:

  • Gutters: Filter particles to stop overflowing as this might result in water push-backs and potential inside water harm.
  • The roof: Look out for unfastened tiles and get any upkeep work completed instantly.
  • The shrubbery: Trim to stop branches or particles damaging your house throughout a storm.
  • Out of doors ins and outs: Transfer patio furnishings, digital tools and valuables out of hurt’s manner and off the ground.
  • Perforated pipes: When you have a giant, flat backyard, think about putting in a perforated 110mm pipe, seated right into a mattress of gravel, and buried 350-450mm beneath the worst areas. This enables for simpler absorption and fewer of your very personal swamp.

Shield your self on the roads in the course of the floods

The king’s automotive insurance coverage is there for you come rain or shine, however what you have to do is just be sure you’ve obtained the precise cowl. To guarantee that harm to your personal automotive is roofed, you’ll want to decide on the king’s tremendous low cost complete automotive insurance coverage.

Once more, let’s get again to the security ideas.

Tricks to hold you secure on the roads:

  • Flood reviews: Examine the native site visitors reviews for indicators of the place heavy rain is predicted so you possibly can plan your routes and keep away from these areas.
  • Decelerate: Irrespective of how exhausting the rain is coming down, ease up and drive slower, leaving greater gaps between your automotive and the subsequent.
  • Keep away from braking: Braking all of the sudden could cause your automotive to skid or hydroplane, so relatively keep alert so nothing brake-worthy sneaks up on you, and should you do have to brake, keep away from sharply urgent down on the pad.
  • Mild it up: Be certain that your headlights are switched on. Weirdly, some individuals neglect to do that.
  • Be alert: We discover that half the battle is received simply by keeping track of the highway circumstances and being conscious of the vehicles round you.

Severely. The king’s insurance coverage isn’t solely tremendous low cost but it surely’s additionally been expertly put collectively in order that we may be there for you.

Click on right here for a commitment-free insurance coverage quote or you possibly can WhatsApp us on 0860 50 50 50.